PERSONAL FINANCE. WITH CONTEXT.
Your money.
With meaning.
From little expenses to your next plans.
Bring your records, budgets and goals together in one app.
Launch in preparation · iOS and Android
GETTING STARTED / ONE STEP AT A TIME
RECORD. ORGANISE. MOVE FORWARD.From your first record
to your next goal.
You do not need to connect your bank. Start with the transactions you record and build your view of the month.
Record what comes in and goes out.
Add a transaction or read a receipt. Review amounts and confirm details before saving.
Discover receiptsGive the month a limit.
Set budgets and track spending by category. The dashboard brings your records together.
Explore your organisationMake room for a goal.
Create a vault or shared goal in Duo. Track the progress of recorded contributions.
Discover goals
Ravnu organises records. It does not hold money or make transfers. Launch in preparation for iOS and Android.
01 / A CLEARER VIEW
AT YOUR OWN PACE
Every number has
a story.
DASHBOARD
Your month.
Nothing left loose.
See your recorded balance, track daily spending and find the actions you use most. Your starting point is here.
A view of your records. Not a bank balance.
FROM A SMALL EXPENSE TO THE FULL CONTEXT
RECORD / REVIEW / UNDERSTAND
Even coffee
has its place.
A receipt stops being a forgotten piece of paper. SPARK extracts the details; you review and confirm before saving the expense.
-
01
Photograph the receipt.
Start with what is already in your hand.
-
02
Review the details.
Check items, amounts and category.
-
03
Save with context.
Return to the transaction when you need to.
Extraction can make mistakes. Confirmation stays yours.
Work for yourself.
With more clarity.
For anyone planning to register as self-employed in Portugal, we are preparing guidance, AI assistance and document organisation in one place.
SPARK will help you identify the details to gather, fill in information in the app and explore the right VAT questions before confirming everything through official channels.
From an idea to a document
Prepare to register
Organise your activity, classification codes, start date and estimated turnover to review on the Portuguese Tax Portal.
Understand your VAT treatment
Explore the options and conditions with AI. Your applicable VAT treatment still needs confirmation.
Prepare invoices in your name
Gather your activity and customer details, prepare the document and review the amounts before issuing a valid tax document.
At this stage, documents in the app are previews without tax validity. Ravnu does not register your activity, issue valid tax invoices or report documents to the Portuguese Tax Authority.
SPARK / A CONVERSATION WITH CONTEXT
02 / ASKING QUESTIONS HELPS YOU ORGANISE
Your numbers.
A good
conversation.
Ask about your records. With the financial context you choose to share, SPARK helps you look at expenses and goals.
The flame that accompanies
your records.
This is a prepared conversation, not a live AI response. In the app, always review responses before deciding.
03 / MAKING ROOM FOR PLANS
A GOAL FOR YOU. OR FOR EVERYONE.
Some plans
are better together.
Some goals are yours alone. Others are built together. Vaults and Duo give each a place.
A shared goal.
Every contribution
in view.
Bring participants' records together and track goal progress. For a weekend, a project or whatever works for you.
Ravnu tracks records. It does not hold or transfer money between participants.
FROM GOAL TO PACE
What if you start
with an amount each month?
Try a savings plan here. This calculator is a website tool, separate from the app.
AT YOUR OWN PACE
8 months
To save the remaining €1,200.00 with €150.00 per month.
65% after next month
Estimate with constant monthly contributions, without interest or returns. Not a forecast of returns.
NO SMALL PRINT
Everything
in the open.
What can I organise in Ravnu?
Income, expenses, category budgets, savings goals, recurring expenses and investment records. SPARK helps interpret your records and extract receipt details for review. Ravnu is not a broker and does not execute investment orders.
Do I need to connect my bank account?
The features shown here use the transactions you record and the receipts you review. They do not require access to your bank account. The balance shown is your recorded balance, not a synchronised bank balance.
Does Duo transfer money between people?
No. Duo tracks shared goals and each participant's recorded contributions. It does not hold or transfer that money.
Is SPARK replying on this website?
No. The conversation shown is a prepared example. In the app, you can choose to share financial context and should verify AI responses.
Can I install the app yet?
The iOS and Android launch is in preparation. We do not yet provide confirmed installation links. Meanwhile, you can discover the app and try the website calculator.
FROM RECORDS TO YOUR PLANS
Money is part of it.
Life is the rest.
Ravnu · Launch in preparation
for iOS and Android.
EXPLORE / AT YOUR OWN PACE